Do I need termite damage insurance if I have a new home?

While new homes are less likely to have pre-existing termite damage, they are still susceptible to termite infestations. Termites can be present in the soil surrounding the property or may be brought in through construction materials. Therefore, it is crucial to assess the risk factors in your area and consider termite damage insurance as a proactive measure to protect your investment. Termite damage insurance provides coverage for any potential infestations that may occur after the construction of your new home.